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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

15 Signs It Might Be Time to Have an Insurance Agent

Why do you need an insurance agent? Insurance agents are professionals who know the nuances of the industry. Although you can shop for quotes, policies, or endorsements by yourself, it’s best to have an expert by your side to help you understand the best coverage options for you and your family. (Related: 9 Life Changes to Tell Your Insurance Agent About) Here are some advantages...

Do You Have the Right Coverage for Your Roof?

Roofing insurance claims can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to Home Advisor, the 2020 national average a homeowner will spend on installing a new roof is more than $8,000. While you can save up over months or years to...

Am I Required to Provide My Employees with Short-Term or Long-Term Disability?

Short-term disability insurance provides some income replacement when a non-work-related illness or injury leaves an employee unable to work for a limited time period. Long-term disability insurance serves the same purpose, only for longer periods of time, ranging from two years to retirement age, depending on the policy.  No law requires employers to offer long-term disability insurance to employees. However, five states and Puerto Rico...

What to Know Before Buying a Minivan

We bought our first minivan in 2017. When signing the paperwork, I knew my single, 22-year-old self would have shed a tear. But I was determined. Our son was about 18 months old, and we knew we wanted more kids. With our families living an hour or more away, trips to visit grandma and grandpa usually included bags upon bags upon portable cribs upon the...

IIHS: The Safest Cars of 2021

For safety-conscious drivers, the 2021 Insurance Institute for Highway Safety TOP SAFETY PICK awards represent a wealth of choices. Each year, the IIHS, a nonprofit research and education organization, conducts tests to determine which vehicles do the best job of protecting people in the most common kinds of crashes — front, side, rollover, and rear. Vehicles must also score well in front crash prevention and headlights. The...