I Have Life Insurance Through Work. Isn’t That Enough?
Posted: September 8, 2020
Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think. Let’s say you make $50,000 per year. A benefit of $100,000 can make...
Do You Have The Right Coverage For Your Roof?
Posted: August 31, 2020
Roofing insurance claims can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to Home Advisor, the 2020 national average a homeowner will spend on installing a new roof is more than $8,000. While you can save up over months or years to...
Do I Need To Offer My Employees Dental & Vision Plans?
Posted: August 28, 2020
Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must provide health insurance or pay a hefty penalty to the IRS. Smaller companies that are not required to provide health insurance to their employees can benefit from the Small Employer Health Care Tax Credit under ACA, provided they pay at least half of their employees’ health insurance premiums. But what about...
What To Expect From A Life Insurance Exam
Posted: August 28, 2020
While you’ve likely shopped around to find the best auto, home or renters insurance, there might still be one lingering item on your insurance to-do list: get a life insurance policy. The process to get a life insurance policy isn’t that different from what you’re used to: Find a company you trust and work with a trusted professional to determine how much coverage you need. However,...
Business Owners: What To Know When Hiring A Cleaning Service
Posted: August 26, 2020
If you’re a business owner, today is anything but business as usual. As you continue to grapple with the evolving changes brought on by the coronavirus pandemic ‒ from social distancing requirements to telecommuting policies ‒ you’re also faced with meeting changing expectations from your customers as well as local, state, and federal governments. Once expectation at the top of everyone’s list is a workplace...
