Medicare Supplement vs. Medicare Advantage: What’s the Difference?
Posted: September 21, 2021
Medicare Supplement vs. Medicare Advantage: What’s the Difference?Applying for Medicare once you reach retirement age sounds simple enough. But just because you’re covered under the federal health insurance program doesn’t mean you won’t be faced with out-of-pocket costs. With Original Medicare (Parts A and B), you’ll receive coverage for health-related expenses like hospital care, doctor visits, medical procedures and equipment. Like a traditional health insurance policy, Medicare pays its share of the...
Is a Medicare Supplement Insurance Plan Worth It?
Posted: September 20, 2021
Is a Medicare Supplement Insurance Plan Worth It?When you sign up for Medicare Parts A and B, you also have the option to apply for a Medicare Supplement insurance plan. A Medicare Supplement plan, sometimes called “Medigap,” is a private insurance policy that can help pay for some of the health care costs that Medicare doesn’t cover. But is this coverage really necessary? And more importantly — is it worth it? WHY CHOOSE...
Can I Have Health Insurance Through Work and on My Own?
Posted: April 13, 2021
Can I Have Health Insurance Through Work and on My Own?If you have group health insurance through your employer, it will not stop you from being able to purchase health insurance independently. The group health plan provided through your work may not meet the level of protection you want. You can also reject signing up for group health insurance and choose to buy only your own health insurance policy. Many people choose to have more...
Should I Offer My Employees Health Insurance Or 401(k) First?
Posted: January 13, 2020
Should I Offer My Employees Health Insurance Or 401(k) First?It is an employees’ market today, which makes it a challenge to find the best talent. Once you get them on board, the next challenge is retention. Offering a great employee benefits package is one of the best ways to keep your best employees. Although there is some cost to the company, providing a range of employee benefits helps keep your business stable. If you...
