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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How HRAs Offset Premiums & Deductibles For Group Plans

A health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...

ERIE Volunteers Make Blanket Statements of Support

Nothing conveys comfort like a cozy blanket—even more when you know it’s been handmade with well wishes stitched, hooked or tied in.That’s the philosophy of Project Linus and a growing team of ERIE family members who have signed on with the nonprofit group as “blanketeers.” Blanketeers is the name the group has given volunteer blanket makers. They knit, crochet, quilt or knot blankets for children...

What to Know About Classic Car Insurance

Whether it’s a groovy bus from the 1960s or a muscle car from your glory days… you love when your antique or classic car turns heads.If you’re a car enthusiast, you know the feeling  — and you often go to great lengths to restore and protect your classic or antique car. That’s why it’s important to have the right coverage that goes the distance, too.Let’s go...

What All Can You Use An HSA For?

Health savings accounts (HSAs) have become extremely popular in the past decade. According to key findings of a Devenir Research study, HSA accounts exceeded 25 million in a recent year, holding $53.8 billion in assets. HSAs are popular with employees enrolled in Qualified High Deductible Health Plans (HDHPs) because they allow them to pay for out-of-pocket healthcare expenses for themselves and their families with tax-free...

What Not to Store in Your Basement

Basements are often treated like one giant junk drawer (hey, no judgment here). But many have also evolved to offer a below-ground hideaway for entertainment or playrooms, home offices and more. Regardless of what you use your lower level for, remember, there are still some things you should avoid storing down there. But when it’s unavoidable, a little preparation and forethought (like having the right...